Are you fed up with throwing away your hard earned money every month on rent? Do you want to put your family into a beautiful place they can call home? What's stopping you? Credit? Past Issues? With a lease purchase, you don’t have to face the immediate scrutiny that lenders will put you through, even if you have what you think are "problems".

Here are some of the benefits of lease purchasing a home through a lease purchase:

  • Low option consideration.**
  • Many past credit problems are not a problem.
  • Less qualifying restrictions.
  • Purchase price is agreed upon and locked in ahead of time.
  • You are able to check out the area and house thoroughly before purchasing the house
  • The property continues to build equity while you are living in it. That equity is yours when you exercise your option!
  • We offer a home warranty on all properties to cover most repairs such as A/C, water heater, etc.
  • Option fee is fully credited to the cost of the house.
  • We work directly with loan officers to assist you in obtaining permanent financing
  • ** Option consideration is non-refunadable**
  • What is required to qualify for a lease purchase property?

  • What is required to qualify for a lease purchase property?

 When you apply for a lease purchase property, there are some main items that are being reviewed and that are being looked for:

  • Debt to Income
  • Bankruptcies? (If so, there are certain time restrictions that have to be overcome.)
  • Foreclosure? (Again, certain time restrictions are set forth by the lenders.)
  • Tax Lien? (Normally must be paid for finance.)
  • Scores (Although other items are important, most lease option specialist are looking for applicants that are no more than 60 points away from FHA finance.)
  • Judgement? (Must be resolved for most lenders.)

The total amount required for move in is the Option Fee stated on the property, plus the first and last months rent and security deposit (just like a rental). 

Security deposit can be applied to the option fee, if the option is exercised.

It's that easy!

 

 

 

 

 

 

 

 

RICHARD A MONTAGNA

Charles Rutenberg Realty Fort Lauderdale


Office:
2201 W. Prospect Road #200, Fort Lauderdale, FL, 33309
www.CRRUnited.com
(954) 396-3001
Agent:
rickmontagna@gmail.com
(732) 779-2123

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